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Privacy Policy
FACTS
WHAT DOES ELAN FINANCIAL SERVICES DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
■ Social Security number and income
■ account balances and payment history
■ transaction history and credit history
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons LandCard Financial Services chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Elan Financial Services share?
Can you limit this sharing?
For our everyday business purposes−such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don't share
For our affiliates’ everyday business purposes—information about your transactions and experiences
No
We don't share
For our affiliates’ everyday business purposes—information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share
Call 772-588-0472—our menu will prompt you through your choice
Please note:
We may contact our existing members by mail or telephone to offer additional financial products or services that we believe may be of interest to you. You may direct us not to send you such offers.
When you limit our direct marketing for an account you hold jointly with someone else, your choice will apply individually – unless you tell us otherwise.
To limit our direct marketing
Questions?
Please contact us at the telephone number referenced on the back of your credit card.
Who we are
Who is providing this notice?
This notice is provided by LandCard Financial Services, with respect to your credit card account.
What we do
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LandCard Financial Services protect my personal information?
We collect your personal information, for example, when you
■ open an account or give us your income information
■ pay your bills or provide account information
■ use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
■ sharing for affiliates’ everyday business purposes—information about your creditworthiness
■ affiliates from using your information to market to you
■ sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
How does LandCard Financial Services collect my personal information?
Why can’t I limit all sharing?
What we do
Companies related by common ownership or control. They can be financial and nonfinancial companies.
■ LandCard Financial Services does not share with affiliates
Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
■ LandCard Financial Services does not share with nonaffiliates so they can market to you
Nonaffiliates
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
■ LandCard Financial Services doesn’t jointly market
Joint Marketing
Other important information
You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them when we share information about you.
For California residents: In accordance with California law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent or to service your account. We will limit sharing among our companies to the extent required by California law.
For Vermont residents: In accordance with Vermont law, we will not share information we collect about you with companies outside
of our corporate family, except as permitted by law, including, for example with your consent or to service your account. We will not share information about your creditworthiness within our corporate family except with your authorization or consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.
For Nevada residents: We may contact our existing members by telephone to offer additional financial products that we believe may be of interest to you. You have the right to opt out of these calls by adding your name to our internal do-not-call list. To exercise your opt-out choice, call 772-588-0472. For more information about your opt out rights, please contact us at the telephone number
referenced on the back of your credit card or write to Cardmember Services, Privacy Choice, P.O. Box 6354, Fargo, ND 58125-6354. You are being provided this notice under Nevada state law. In addition to contacting us, Nevada residents can contact the Nevada Attorney General for more information about your opt .
Office of the Attorney General, Nevada Department of Justice, Bureau of Consumer Protection.
*Please keep in mind that, as permitted by applicable law, if you have a co-branded credit card account with us and one of our financial partners, we share information about you with that financial partner in connection with maintaining and servicing your account, including for that financial partner to market to you. Federal law does not give you the right to limit this sharing.